Privacy Policy

Introduction

SplitPay ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our decentralized payment splitting platform.

Information We Collect

Blockchain Data

• Wallet addresses used to interact with our smart contracts
• Transaction data recorded on the blockchain
• Split payment details (amounts, participants, descriptions)

Optional Information

• Email addresses (if provided for notifications)
• Participant names (if provided)
• Deterministic deposit addresses (generated from email hashes for participants without wallets)

Automatically Collected

• Browser type and version
• Device information
• IP address (anonymized)

How We Use Your Information

• To facilitate payment splits on the blockchain
• To send email notifications with payment links (if opted in)
• To generate deterministic deposit addresses for email-only participants
• To attribute payments correctly when someone pays on behalf of another participant
• To improve our service and user experience
• To comply with legal obligations

Important: Email addresses are hashed client-side to generate deposit addresses. We never store the relationship between emails and their derived addresses on our servers.

Data Security

We implement appropriate security measures to protect your information. However, please note that:

• Blockchain transactions are public and immutable
• We cannot modify or delete on-chain data
• You are responsible for securing your private keys

Third-Party Services

We integrate with the following third-party services:

• Base Network: For blockchain transactions
• WalletConnect: For wallet connections
• Stripe Crypto Onramp: For fiat-to-crypto conversions via credit/debit card
• Resend: For email notifications
• CoinGecko API: For real-time cryptocurrency price data (USD conversion)

Each service has its own privacy policy. We recommend reviewing them for complete information.

Your Rights

You have the right to:

• Access your personal information
• Request deletion of off-chain data
• Opt-out of email communications
• Update your information